Robo-Advisor
Automated, diversified investments tailored to the user profile. No need for internal teams or proprietary licenses.
Portfolio Personalization
Risk Assessment
Users complete an interactive questionnaire to determine their risk tolerance.
Automatic Recommendation
Based on user responses, we generate an investment recommendation, putting our fiduciary duty first.
Automatic Rebalancing
The platform makes regular adjustments to keep the portfolio aligned with user preferences.
Instruments
Wealth2B recommends a globally diversified investment portfolio, optimized for the long term and adjusted to each user's risk tolerance. The goal is to achieve diversification across currencies, sectors, and geographies.
Asset Classes
Potential investments are classified into six categories, each with subcategories from which Wealth2B selects instruments according to our clients' needs:
| Cash and Equivalents | Equities | Fixed Income | Natural Resources | Real Estate | Speculative |
|---|---|---|---|---|---|
| Treasury Bills/Notes | US Stocks | US High Yield Bonds | Energy | US REITs | Cryptocurrency |
| FDIC Bank Sweep | Emerging Markets | Emerging Market Bonds | Precious Metals | Global REITs | Others |
| Developed Markets | US Government Bonds | ||||
| US Corporate Bonds | |||||
| Developed Government Bonds | |||||
| Developed Corporate Bonds |
ETF Selection
Our clients, together with Wealth2B, select the asset classes to include in the product. Once selected, Wealth2B chooses ETFs based on three variables:
Annual Costs
Measured by expense ratio, prioritizing lower-cost options to maximize net returns.
Liquidity
Measured by average trading volume, prioritizing greater liquidity.
Sector Exposure
Measured by tracking error, prioritizing those with minimal deviation from the target index.
ETFs with the best metrics in these variables are used in client portfolios.
Product Expansion
By integrating with Automatic Portfolio, our clients can quickly include more and new competitive and attractive investment opportunities that are automatically added to user portfolios.
Expanded Asset Allocation
Ready to integrate investments into your app?
Schedule a call with our team and launch in weeks.