Returns from 3.25% to 9%+ for your clients.

Wealth2B provides fintechs and banks with an API that enables opening segregated investment accounts in the U.S. and offering investment products directly from their own platforms. We handle regulation, portfolio management, operations, custody, and clearing. We also offer a backoffice platform for client teams to access operational data and receive support.

Once the API is integrated, you only need to manage the user experience, define service pricing, and provide customer support. Wealth2B handles everything else.

Wealth2B serves fintechs and banks globally and opens investment accounts for end users in most countries, except for sanctioned or blacklisted jurisdictions.

Wealth2B lets you launch investment products in a few weeks, without the need for a specialized structure or proprietary regulatory licenses. Our automated management service allows you to reach a broader audience by removing traditional entry barriers like high minimums.

The integration is fast and efficient. It includes technical support, documentation, and a sandbox environment. Our compliance team also performs a regulatory analysis and provides a compliance manual to streamline implementation. We design a personalized fund flow and conduct due diligence to ensure operational security.

Our clients have full flexibility to define their monetization model. Wealth2B also allows you to charge directly from end-user investment accounts if desired.

Wealth2B only offers segregated investment accounts opened in the name of each end user and custodied with a regulated U.S. entity. We do not work with omnibus accounts.

Wealth2B allows individual transfers (SWIFT, Wire, or ACH) and also supports grouped transfers for operational ease. Additionally, we offer access to a credit line for immediate fund settlement, subject to conditions.

Wealth2B does not report balances or earnings to any tax authority. Each user is responsible for declaring their investments. We typically use Form 1042-S to report dividends and withholding, though this may vary by tax residency.

Wealth2B Inc. is registered with the Securities and Exchange Commission (SEC) as an Investment Advisor, under CRD# 331220. Through this license, we provide investment services with fiduciary duty to end users. We also work with regulated entities in the U.S., including broker-dealers and custodians. Each client must assess their local regulatory constraints. Wealth2B supports this analysis and has agreements with regulated entities in Latin America to address local compliance needs.